Savings Builder
Supports HKD/USD/CNY savings, offering higher interest rates compared to regular savings accounts.
1
Click "Deposit", locate "Savings Builder", and click "Deposit Now". 2
You may enter the initial deposit manually , or tap “Deposit Now” to place your entire available balance as the initial deposit 3
Verify your “Savings Builder” details and tap “Confirm Deposit” 4
Successfully opened , tap “View Account” anytime to track your "Savings Builder"Savings Builder Interest Rate
| Currency | 1st 30 Days | Next 30 Days | Last 30 Days |
|---|---|---|---|
| HKD | 1.00% | 1.50% | 6.00% |
| USD | 2.00% | 2.20% | 6.00% |
| CNY | 0.40% | 0.40% | 2.00% |
The Annual Interest Rates are calculated on the basis of different number of days in a year for different currencies, subject to the Bank's determination from time to time.
HKD - 365 days | CNY, USD - 360 days
HKD - 365 days | CNY, USD - 360 days
The above Annual Interest Rates are for reference only and are subject to market fluctuations and the final rates at the time of transaction.
Retail Account Customers
Savings Account
- Support HKD/USD/CNY, manage your savings flexibly and enjoy a preferential annual interest rate
HKD/USD/CNY are all protected by the Deposit Protection Scheme, with a maximum coverage of HK$800,000
Transfer funds from your account INSTANTLY at your fingertips
Protect your savings with our 'Money Safe' anti-fraud measures
Savings Interest Rate
| Account | HKD (Annual Interest Rate) | CNY (Annual Interest Rate) |
|---|---|---|
| Savings Account | -- | -- |
USD Savings Interest Rate
| USD savings deposit balance | Annual interest rate |
|---|---|
| First USD 14,999.99 | 0.50% |
| USD 15,000 to USD 60,000 | 3.28% |
| Above USD 60,000 | 2.00% |
The above Interest Rates last updated date: --
The Annual Interest Rates are calculated on the basis of different number of days in a year for different currencies, subject to the Bank's determination from time to time.
HKD - 365 days | CNY, USD - 360 days
HKD - 365 days | CNY, USD - 360 days
The above Annual Interest Rates are for reference only and are subject to market fluctuations and the final rates at the time of transaction.
Time Deposit
- • Place your Time Deposit with a low threshold and easily enjoy stable interest returns
- • Support HKD/USD/CNY, securing an exceptionally high annual interest rate
- • Enjoy flexible fixed-term options from 1 to 24 months - designed to fit your financial needs
- • 24 X 7 time deposits anytime, anywhere
Time Deposit Rate
| Deposit Period | HKD (Annual Interest Rate) | CNY (Annual Interest Rate) | USD (Annual Interest Rate) |
|---|---|---|---|
| 1-Month | -- | -- | -- |
| 3-Month | -- | -- | -- |
| 6-Month | -- | -- | -- |
| 12-Month | -- | -- | -- |
| 24-Month | -- | -- | -- |
The Annual Interest Rates are calculated on the basis of different number of days in a year for different currencies, subject to the Bank's determination from time to time.
HKD - 365 days | CNY, USD - 360 days
HKD - 365 days | CNY, USD - 360 days
The above Annual Interest Rates are for reference only and are subject to market fluctuations and the final rates at the time of transaction.
Ping An Digital Bank (International) Limited is a member of the Deposit Protection Scheme. Eligible deposits taken by this Bank are protected by the Scheme up to a limit of HK$800,000 per depositor.