Limited Time FX Time Deposit Offer
Ping An Digital Bank is pleased to introduce the FX Time Deposit Limited Time Offer. Customers can enjoy an attractive annual interest rate of up to 26.10% p.a.！
By placing an FX Time Deposit via the designated “Time Deposit” page1, the foreign exchange transaction will be automatically executed. No prior currency exchange is required.
From now until December 31, 2026, Ping An Digital Bank customers who place an FX Time Deposit via the “Time Deposit” page and product labelled with “FX Reward”, can enjoy:
| 7-Day | 14-Day | 1-Month | 3-Month | |
|---|---|---|---|---|
| HKD | 17.80% | 10.00% | 6.20% | 4.30% |
| CNY | 26.10% | 13.20% | 6.70% | 2.80% |
| USD | 18.00% | 11.00% | 7.50% | 5.20% |
The above annual interest rates are for reference only. Interest rates are subject to market fluctuations and the final rates shall be those displayed on the time deposit page at the time of transaction.
Limited quota. First come, first served.
How to Participate
1. Log in to the Ping An Digital Bank Mobile App.
2. Go to the HKD / CNY / USD “Time Deposit” page and select the product labeled “FX Reward”.
3. Confirm and place the time deposit. The foreign exchange transaction will be automatically executed, allowing you to enjoy the promotional interest rate with ease.
The above example is illustrated with a USD time deposit for reference only. Screens are for reference purposes only.
Notes:
1 This offer is only applicable to foreign currency time deposits placed via “Time Deposit” page and product labeled with “FX Reward”. Transactions conducted through other foreign exchange channels are not eligible for this offer.
1 This offer is only applicable to foreign currency time deposits placed via “Time Deposit” page and product labeled with “FX Reward”. Transactions conducted through other foreign exchange channels are not eligible for this offer.
Terms and conditions apply.
*Please refer to Foreign Exchange Time Deposit Promotion terms and conditions for details.
*Please refer to Foreign Exchange Time Deposit Promotion terms and conditions for details.
Risk Disclosure Statement
Foreign exchange involves exchange rate risk. The value of your foreign currency and RMB deposit will be subject to the risk of exchange rate fluctuation. If you choose to convert your foreign currency and RMB deposit to other currencies at an exchange rate that is less favourable than the exchange rate in which you made your original conversion to that foreign currency and RMB, you may suffer loss in principal.
Foreign exchange involves exchange rate risk. The value of your foreign currency and RMB deposit will be subject to the risk of exchange rate fluctuation. If you choose to convert your foreign currency and RMB deposit to other currencies at an exchange rate that is less favourable than the exchange rate in which you made your original conversion to that foreign currency and RMB, you may suffer loss in principal.