
Privilege Circle Top-Up Referral Programme
From now until 31 December 2026 (the “Promotion Period”), on top of the basic referral rewards for the relevant month^, existing personal customers of Ping An Digital Bank can enjoy an extra cash rebate of up to HK$38,888 for each successful referral1 by referring friends or relatives to open a bank account successfully and the referee maintains the designated Average Daily Asset Under Management* for 90 consecutive calendar days commencing on the date of successful account opening! There is no cap on the top-up referral rewards you can earn! Act now!
| Reward Tier | Average Daily Asset Under Management* of Referee (90 calendar days commencing from the date of successful account opening) | Cash Rebate Reward (Per Successful Referral1) |
|---|---|---|
| A | HK$3,000,000 equivalent or above but below HK$8,000,000 equivalent | HK$3,888 |
| B | HK$8,000,000 equivalent or above but below HK$30,000,000 equivalent | HK$12,888 |
| C | HK$30,000,000 equivalent or above | HK$38,888 |
Steps for referral

Share your exclusive referral code with friends.

Referee enters the referral code during account opening

^For the details of the basic referral reward applicable for the relevant month, please refer to the "New Account Welcome Bonus" Referral Programme webpage of the Bank or the related promotion available in the Bank’s App, as well as the "New Account Welcome Bonus" Referral Programme Terms and Conditions applicable during the relevant period.
*For the definition of Average Daily Asset Under Management, please refer to Privilege Circle Top-Up Referral Programme Terms and Conditions.
Terms and conditions apply. Please refer to Privilege Circle Top-Up Referral Programme Terms and Conditions for details.Note
1 A "Successful Referral" shall be recognized only when the referee, who has never held any account with the Bank, successfully opens a savings account with the Bank using the referral code during the Promotion Period and satisfies the applicable Average Daily Asset Under Management maintenance requirement.