Always with You. Always Ahead.
From everyday banking to integrated cash management solutions, we support your business growth at every stage.
Managing accounts shouldn’t be complicated.
One business account for your day‑to‑day operations.
Apply anytime, 24x7. Complete your application in as fast as 5 minutes1
No minimum balance requirement. No monthly or annual account fees
Transfers, cross‑border remittance, currency exchange and multi‑currency deposits functions in one account
Currency exchange with no handling fee
Do you have enough cash flow to seize business opportunities?
Flexible financing solutions to support your business expansion.
Installment loans and revolving loans to facilitate cash flow management
Secured and unsecured lending options
Real-time alternative data to streamline credit assessment
Flexible repayment schemes tailored to align with your business needs
*To borrow or not to borrow? Borrow only if you can repay!
Expanding overseas? Is your financing aligned with your growth pace?
Cross-border financing designed to move with your business.
Tailored financing for cross-border e-commerce and trading businesses- Real-time data analytics to streamline credit assessment
Simple application process. Selected solutions may not require financial statements. Funds may be available in as fast as one week2- Revolving credit facilities with flexible drawdown and repayment options
*To borrow or not to borrow? Borrow only if you can repay!
One of Ping An Group’s integrated financial platforms in Hong Kong
Hong Kong's Best Bank for SMEs
Best SME Bank in Hong Kong
Excellence Performance in the Virtual Bank of the Year
Best Digital SME Financing
Virtual Bank of the Year SME Banking
Best SME's Partner Award
1 Estimated processing time under general circumstances which require no additional information or documents. Actual account opening time may vary.
2 From the date of loan application submission. The specific drawdown date is subject to successful submission of all required documents.